FJN Growth provides strategic expertise to insurers, MGA’s, intermediaries and suppliers across the insurance industry. Our seasoned professionals work with our partners through 2 fundamental pillars: Strategic Growth Planning Clear strategy development and execution to achieve meaningful, sustainable growth for your insurance business. Market Diversification Expand into new markets through competitor analysis, proposition development and target client identification. Distribution & Partnerships Connect capacity providers with distribution partners, leveraging our extensive global insurance network. Coverholder Audit Assurance Independent, risk-based audit assurance over delegated underwriting and claims authority, aligned to Lloyd’s Minimum Standards. Regulatory Compliance Reviews Independent assessment of compliance and operational effectiveness through the same lens the FCA uses. Scalable Audit Solutions People-led and technology-enhanced audits that scale with you to support compliant business growth. We take the time to understand your current business including your products and services, core capabilities, routes to market and any third-party dependencies. We ensure we understand your growth ambitions including tangible targets and associated timeframes. We then provide the necessary analysis to answer the crucial question – What do we need to change to achieve our growth ambitions? This often include changes to distribution by diversifying into new markets, overhauling products, seeking different capacity partners or strengthening internal capability. We help our partners to formulate a growth strategy that considers the market opportunities, the proposition requirements and the actions needed to address any strategic gaps between the “current state” and “desired state”. We can stay involved to support the implementation of the strategy. If resource gaps are identified that need meeting on a permanent basis then FJN Recruitment Solutions can work in tandem to ensure a lasting legacy upon completion of the growth project. We work within a structured framework to provide Audit Services to MGAs, Capacity Providers and Coverholders Review binding authority, prior audits and MI. Risk-score by product, territory and premium volume. Governance and oversight testing, underwriting file reviews, claims handling review – conducted with the rigour the market demands. Risk / Control / Conclusion Structure. Findings graded : Critical / High / Medium / Low. Executive summary, detailed findings and recommendations. Agreed remediation plan. Remediation verification and ongoing support. Closure confirmation. Applying the same lens as capacity providers and the regulator. We design audits that scale with you – we don’t relearn your business every year. We build data models that create genuine value and insight – not just samples. A seasoned Business Development and Partnerships executive with more than 30 years’ experience in the Personal Lines insurance market. Specialises in developing compelling propositions across travel, home, and lifestyle products, with a proven ability to identify opportunities, shape winning bids, and secure major market tenders. With deep insight into the Affinity and Partnerships landscape, Paul brings expertise in identifying the critical success factors that both product providers and distributors need to consider, strategic stakeholder management and commercial modelling. His career includes serving as a Board Director at Hood Group, where he led business growth, distribution strategy and supply-chain delivery. He also founded an innovative quick‑quote home insurance solution at Equity Group and previously worked as Divisional Director at Gallaghers, building extensive broking experience within the Lloyd’s market. Paul is a Chartered Director and Fellow of the Institute of Directors and an alumnus of the Wavelength US Innovation Program “Inside Silicon Valley”. Email : paul@fjngrowth.co.uk Janthana Kaenprakhamroy is Audit Director and Principal Partner, with over 15 years of experience across audit, compliance, and insurance operations within global financial services. A chartered accountant and former Internal Audit Director at leading investment banks including UBS, Deutsche Bank and JPMorgan, she brings deep expertise in governance, risk management, and regulatory frameworks. She specialises in independent audit and assurance for the insurance market, working with MGAs, coverholders, brokers, and insurers to deliver Lloyd’s coverholder audits, internal audit programmes, client money reviews, delegated authority oversight, and compliance assessments. Her work is focused on strengthening control environments, supporting regulatory alignment, and improving operational resilience. Janthana also brings a strong commercial and strategic perspective as the founder and CEO of an award-winning insurtech MGA and the author of Navigating Insurtech. She combines technical audit rigour with practical execution, helping firms identify risk, implement robust frameworks, and achieve sustainable, scalable growth. Email : janthana@fjngrowth.co.uk Amber brings over 23 years of international & leadership experience in launching, scaling and transforming healthcare and insurance businesses across the UK, Europe, Middle East and Africa. Based in Doha, Qatar, she is a board-level executive, strategic powerhouse, and trusted advisor, widely respected for building high-performance teams, developing winning strategies, and delivering results where others see roadblocks. She has worked with some of the world’s largest insurance companies through M&A and building high performance teams managing global client portfolios and advising on complex, cross-border solutions. Her experience spans TPAs, hospital groups, insurers, brokers, assistance, wellness and private sector organisations, giving her a 360 degree view of the healthcare ecosystem. Amber’s expertise spans commercial strategy, healthcare technology, population health management, telemedicine, employee benefits, international regulation, compliance and general business development. She is a sought-after advisor to regulators, insurers, governments and private companies, and is recognised as a speaker and thought leader at global industry events. Known for her strong international network, Amber connects businesses to the right people, partners, and opportunities — helping them unlock bold growth across borders. Dan has recruited for the insurance industry since 2002. Prior to this he worked in business development and account management roles within the insurance sector, before transferring his industry knowledge to the recruitment market. Dan set up FJN Growth Solutions in October 2023 after identifying that the insurance market would really benefit from having a specialist Growth Consultancy to enable brokers, insurers and MGAs to realise their full potential and to accomplish their growth aspirations. The idea rapidly turned into a fully functional consulting business where we have successfully brought knowledge and expertise to a wide range of clients. ‘Having partnered with numerous companies over the last 20 years in providing a full recruitment solution, it became apparent that a lot of our clients would really benefit from having an industry experienced specialist consultant to enable them to achieve their ambitions. Recruitment is essential in all growth plans, but, having that additional support of a proven industry specialist to really put plans into action is invaluable. FJN Growth provide this capability on every level’. We are partnered with one of the leading recruitment solutions experts in the UK insurance industry. This is essential when transforming your talent profile and having consistency and alignment between plans and recruitment activity. We work exclusively with this digital agency to support any and all website development or digital /campaign creation that may form part of our sales and marketing engagements. “FJN Growth worked with us to help define a global partnership model and sales strategy to accelerate our growth. Their experience, coupled with the ability to learn our business quickly, structure an approach we can all get behind and deliver has been a breath of fresh air and is already reaping rewards in our revenue ambitions ” ‘We worked with FJN Growth to help us to review our A&H growth strategy. They undertook a detailed market review during which we always found them to be extremely knowledgeable and receptive to considering a range of options as we worked through the process together. The strength of their connections aligned to their experience, especially in the Health market, was a real plus, enabling them to quickly gain access to the right people as we looked to further qualify the strategic direction that we set.’ “We built a compelling sales and marketing business case using FJN Growth to help us focus our efforts in evaluating whether we should invest in developing a commercial brokerage. This is now well underway and the thinking was critical to us putting our first foot forward.”
Unlocking the growth of your business
What FJN Growth Solutions does
Enabling Growth
Managing Risk
Enabling Growth – Succeeding in Stages
Analysis
Formulation
Implementation
Managing Risk – Coverholder Audit Services
Planning and Risk Assessment
Fieldwork
Analysis & Findings
Reporting
Follow up & Assurance
Stakeholder Focussed
Scalable
Data Models
Paul Firkins
Mobile : 07872 807485
Janthana Kaenprakhamroy
Mobile : 07826 061294
Amber Musson-Thorp
Dan Small
Our support team
References
CEO Tech Company
Anonymous
SVP - Commercial
Managing Director, Insurance Broker
Contact us:
enquiries@fjngrowth.co.uk
Tel : 01403 613001
